Finance refers to money and resources. It is blood and bone of any business. Finance is required not only to start a business but also to keep it going. There are various sources to obtain finance; it could be internal or external. However, firstly one need to see how much money is required and then looks for the sources. This is so because if less capital is required then it can be raised internally whereas in another case one should rely on external sources. Internal sources could be retained income, whereas taking a loan from banks and other financial institutions are the examples of the external source of income. Not only a business house but everybody needs finance and everybody needs to manage it. Therefore a person learns finance management in his or her initial years. A child needs to learn how to manage with the pocket money, a house maker spends a whole month with the limited sum of the amount he or she gets. Finance is not the soul of only the business houses but the whole economy. Finance is broadly classified into following types i.e. corporate finance, public finance, international and Personal Finance. The one who manages it is known as finance manager. Such a person need to have sharp analytical skills and should be willing to take the risk.
Finance is a difficult and technical subject. Students need to rigorously practice the question to hold a strong grip on it. They struggle with terminologies and basic concept. They find the subject intimidating and try to escape it. They do not plan their homework. Poor time management always puts them into trouble. In the case of finance, topics could be interrelated and if they miss even one lecture pertaining to a single topic, the other topics related to it takes a back step. It gets hard for students to cope up with the class. Analyzing question, drawing conclusions are a big challenge for them.
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